7 Ways to Shop Safely Online
You can’t beat the convenience of shopping on the Internet but you can follow some tips to shop safely online.
Unlike a regular store, it’s always open. And where else you can find a whole world of choices right at your fingertips? But, for all its benefits, online shopping does have a dark side. Beware of unscrupulous Web Sites, identify thieves, and other tricks and traps.
According to the Federal Trade Commission (FDC), you should follow these tips to make online shopping experience a safe one.
1. Use a secure browser that encrypts, or scrambles your purchase information.
In order to guard the security of your information as it is transmitted to a website. Be sure your browser has the most up to date encryption capabilities by using the latest version available from the manufacturer.
2. Shop safely online only with companies you know and trust.
Beware of shady fly-by-night companies. Research a company before buying from it. Try to look at reviews made by previous buyers for trustworthy part of the website and the quality of products as well.
3. Keep passwords private.
Don’t use anything obvious, like your date of birth or phone number. Because these are generally used and very easy to find, so it would put in risk your transaction.
4. Pay with a credit card.
That way your transaction is protected under the Fair Credit Billing Act. Also, it is easier to get a refund in case of a theft when you have used a credit card.
5. Keep a record of your transaction.
As well as check your e-mail for contacts by the merchant with whom you are doing business. Merchants may send you by mail important information about your purchase.
6. Guard your personal information.
Know who is collecting information and why. Give out as little as possible. Unless you know the reason why they are asking it and how it will be used.
Make sure they won’t use your personal information in ways you object to. In particular, to shop safely online, determine how to information will be shared or used with third parties. Do not forget to check the site’s statements about the security provided for your information.
Even if you take these precautions, there’s no guarantee that you will get a good deal online. You still need to use smart shopping techniques.
Don’t automatically buy from the first site you visit. Make sure you factor in the shipping costs and check the site’s refund and return policies before ordering. And do not get caught up in online auctions where you can overspend just to “win”.
Remember, the Internet can be a great tool for great savings- but only if you use it wisely.